When it comes to making purchasing decisions about how you will get your Medicare coverage, it can be very confusing. It’s not uncommon for seniors to need a helping hand through the process.
Fortunately, there are many resources available to do just this. From free resources to trained & licensed professionals, there are many ways for seniors to find high-quality information about Medicare. Here are some tips for getting the help you need with your Medicare decisions.
Consult free resources
One great place to start is Medicare.gov’s annual “Medicare & You” handbook. This valuable, free PDF resource offers plenty of helpful information about programs, options, and what may be best for you. On that same note, the Medicare.gov website also offers a convenient “Plan Finder” feature that allows seniors to compare plans, drug plans, and supplemental policies according to their geographical location. This can be a helpful way to get state-specific information that will assist you in making a purchasing decision.
Talk to friends
If your friends have recently qualified for Medicare, it’s likely that they have some helpful information to offer. Look to them for tips on what to do and what to avoid. Listening to other people’s personal stories can go a long way toward helping you decide which Medicare options are right for you. Be careful though, what’s right for your family member or friend may not be right for you. For example, if you like the freedom to choose your own doctor and hospital, you would want to go with a Medigap plan, also known as Medicare Supplement insurance. You need to know the difference between Medigap and Medicare Advantage before you decide.
Contact a professional
If you’re still having trouble navigating Medicare after consulting the free resources available to you and talking with your social circle, consider enlisting the help of a professional- as our services are free as well.
One of the best ways to do this is to work with an independent insurance agent. Independent insurance agents generally have the time and expertise needed to do a comprehensive walk-through of your Medicare eligibility with you, which translates into better information and care.
Another benefit of working with an independent insurance agent is that these agents generally have up-to-date knowledge about what’s happening in the Medicare industry and can provide you with real-time information that pertains to your care, your costs, and your plans.
While navigating Medicare for the first time can be overwhelming, it doesn’t have to be. There are dozens of free, high-quality resources you can consult to get acquainted with the system and, if that doesn’t cut it, you always have the option of contacting an insurance agent to help you. Independent agencies provide a free service for you by shopping and comparing your options among the leading Medicare Supplemental insurers- to find you the best deal.
Medicare is important and it’s imperative that you get the information you need to make good decisions. To learn more about your Medicare options or to speak with us further regarding our services, contact Lifelong Insurance, LLC today.