Short term health insurance plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition. Because as we all know, life can change quickly.
Short term health insurance plans give you the flexibility to drop your coverage at any time without penalty; or apply for another term of coverage.
Based on your needs, you can select the length of time (1 to 11 months in many states) and from a range of available deductible amounts.
Temporary insurance plans are usually more affordable than traditional individual health coverage. Short term medical may be your answer if you missed out on enrolling in an Affordable Care Act (ACA) compliant plan.
Of course, if you’re outside the open enrollment period, you will have to wait to enroll- unless you qualify for a special enrollment period. If you missed the deadline, you can still apply for a short term medical plan and have protection. Do these apply to you:
Discover a short term health insurance plan that fits your situation:
I’m Chad Cason, owner of Lifelong Insurance, LLC, and I specialize in helping people with their Medicare, Medigap and Medicare Advantage decisions. As an independent health and life insurance broker, I’m not tied to any one carrier. Instead, I’m free to walk you through any of the major reputable carriers in your area and help you make the right decision for your individual circumstances.