short term health insurance plans

Is Your Life in Transition? Short term health insurance plans may just be the right fit for you.

Short term health insurance plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition. Because as we all know, life can change quickly.

Short term health insurance plans give you the flexibility to drop your coverage at any time without penalty; or apply for another term of coverage.

Based on your needs, you can select the length of time (1 to 11 months in many states) and from a range of available deductible amounts.

Temporary insurance plans are usually more affordable than traditional individual health coverage. Short term medical may be your answer if you missed out on enrolling in an Affordable Care Act (ACA) compliant plan.

Of course, if you’re outside the open enrollment period, you will have to wait to enroll- unless you qualify for a special enrollment period. If you missed the deadline, you can still apply for a short term medical plan and have protection. Do these apply to you:

Is Your Life in Transition?

Discover a short term health insurance plan that fits your situation:

  • Waiting for Medicare – A short-term medical plan may be the right plan for you if you don’t have any health insurance available to you now, and you’re within a year of being eligible for Medicare (age 65). Maybe you have group/employer coverage, but it’s just too expensive. Retiring early may also open up a gap in health coverage. Consider a short-term medical plan to save money, and provide the coverage you need until your Medicare starts.
  • Recent Grad – Waiting for a new job’s health plan to kick in? Check out your options.
  • Current Student – Whether it’s a car accident or the flu, make sure you’re covered during college.
  • In-between Jobs Health Plans – Perhaps your employee benefits haven’t started. Or maybe your job is seasonal. You have choices.
  • Temporarily Unemployed – A short term health plan can serve as a COBRA alternative. Get details today.

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Lifelong Insurance
Lifelong Insurance

I’m Chad Cason, owner of Lifelong Insurance, LLC, and I specialize in helping people with their Medicare, Medigap and Medicare Advantage decisions. As an independent health and life insurance broker, I’m not tied to any one carrier. Instead, I’m free to walk you through any of the major reputable carriers in your area and help you make the right decision for your individual circumstances.

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